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Aon’s HappyTails: @Mocha.bearry

The Paws Behind the Story: Mocha the golden heart boy!

Hi! I am Melanie, and my family has always love doggy. Mocha is not our first but second, or maybe third pet! We lost our adopted chihuahua at the age of 13 years old. ‭After a long break, and when the children have grown up, we have a strong desire for another dog. ‬

On my son’s birthday in 2022, we received a call from our pet contact and rushed to meet our potential new furry family member.

It was love at first sight with this hyperactive puppy! Mocha jumped and licked at whoever carried him, and we knew he was meant to be ours.

Mocha, the certified therapy dog, frequently visits to the hospital, homes and higher learning institution to bring immense joy, laughter to those who need it most. He’s our precious fur baby!

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

Mocha, our miniature poodle, is a bundle of energy!

To keep him happy and healthy, we take him on 3-4 short walks daily and let him run free at the dog park for zoomies galore! We also feed him a balanced diet with rotating foods and daily supplements for optimal health.

To kill his boredom, we engage his smart mind with interactive games and new tricks. We’re aware of potential health issues like Luxating Patella and Hip Dysplasia, so it is importance to send him for regular checkups and annual vaccinations are a must!

We’re exploring affordable insurance options for comprehensive coverage Prevention is key, and we’re committed to giving Mocha the best life possible!

Q: What do you look out for when considering a pet insurance?

When considering pet insurance, it’s crucial to carefully evaluate the coverage options.

Key considerations include: – Comprehensive coverage for accidents, illnesses, hereditary conditions, third-party liability, and funeral expenses – Policy exclusions and limitations, particularly for breed-specific illnesses – Premiums, deductibles, and reimbursement rates from various providers

By doing our homework and comparing options, we can find a plan that fits our budget and meets our pet’s unique needs.

If you have checked out Happy Tails, what do you like the most about the policy?


After researching Happy Tail, I’m impressed that their policy covers a wide range of illnesses, including: – Joint issues like Luxating Patella and Hip Dysplasia, common in miniature poodles – Eye problems like cataract and glaucoma

I’m particularly drawn to Happy Tail’s lifetime coverage, including specified hereditary and congenital conditions. This provides peace of mind for pet owners like me, who worry about potential health issues arising from injuries or age-related conditions.

Given Mocha’s energetic and playful nature, it’s reassuring to know that Happy Tail’s policy can help mitigate future health risks. I highly recommend considering Happy Tail’s pet insurance for young pets, before any potential health issues arise.

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Protect your pet’s health with confidence. Explore Aon Happy Tails plans at www.aonhappytails.com and choose the coverage that best suits your needs.

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Aon’s HappyTails: @lexyethegolden

This is Lexye, my four-year-old Golden Retriever and the absolute sunshine of my life.

From the moment those big, round puppy eyes locked with mine – and that golden tail started wagging like a propeller – I knew she was the one. She’s a bottomless pit when it comes to food (seriously, nothing is safe), but somehow still manages to charm every stranger she meets with her over-the-top enthusiasm and goofy energy.

Whether it’s her Olympic-style pool dives or zooming laps around the house, this girl does not have a chill mode. Swimming is her favourite activity in the world – so much so that I usually have to carry her out of the water when it’s time to go.

We spend our days chasing each other, splashing around, and making everyday adventures feel like something out of a Pixar movie. She’s not just a dog. She’s my partner in chaos, my emotional support goofball, and the best decision I’ve ever made. 💛🐶🌊

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

Regular grooming and checking at home and at the groomers, regular vet visits and of course insurance!!

Q: What were your consideration / buying process like when shopping around for a pet insurance?

I wanted something affordable, fuss-free, and with good coverage for common illnesses and emergencies. Peace of mind was key.

Q: What eventually made you decide to get insured with Aon Happy Tail? 

The coverage was comprehensive, the reviews were solid, and I loved that the claims process looked straightforward. It felt trustworthy.

How is the entire buying process like? How long did the entire process took?
Super smooth! I signed up online in just a few minutes – it was clear, quick, and easy to understand.

Why do you think people are not ready to commit to a pet insurance?

Some think it’s unnecessary or too expensive, but honestly, one unexpected vet visit could cost way more.

Q: Has anything changed (mentally) after getting your pet insured?

Absolutely – I feel a lot more at ease knowing she’s protected. I can focus on enjoying our time together without the constant “what if” worries.

Any suggestion or advice to people who are still shopping around or considering pet insurance? 

Don’t wait for something to happen before getting insured. It’s one of the best gifts you can give your pet – and your future self!

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Protect your pet’s health with confidence. Explore Aon Happy Tails plans at www.aonhappytails.com and choose the coverage that best suits your needs.

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Aon’s HappyTails: @Snowyythepomsky

Snowy is a 6 month old Pomsky that is active and food motivated. She loves the outdoors and car ride to playing with friends.

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

I care for my pet by staying proactive. I schedule regular vet check ups and ask about breed specific screening and early blood or urine tests so we can catch issues early. I keep vaccines and parasite prevention up to date. At home I focus on a balanced diet approved by my vet, strict weight control, daily exercise, joint friendly play, and enrichment to reduce stress. I brush teeth, groom, and monitor any changes in appetite, thirst, mobility or behaviour, with a simple log to spot trends. I also keep an emergency plan and an updated medical file.

Q: What do you look out for when considering a pet insurance?

I prioritise coverage breadth and clarity. I check that the plan covers accidents and illnesses, including congenital and hereditary conditions and chronic issues at renewal. I review coverage for cancer treatments and dental illness, and whether alternative therapies are included when prescribed.

If you have checked out Happy Tail, what do you like the most about the policy?

What I like most is the value for money. Premiums feel fair for the breadth of cover. The policy protects against accidents and illnesses, including congenital or hereditary conditions, with strong annual limits that support diagnostics, surgery, hospitalisation and medication.

Overall, the balance between price and comprehensive coverage stands out.

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Choose confidently and safeguard your pet’s health with Aon Happy Tails. Visit www.aonhappytails.com to explore plans and select the one that fits your needs.

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Aon’s HappyTails: @matcha_lattexo

Hi there! I’m Kyler and my furkid is Matcha — yes, he’s named after my favourite drink (you guessed it: matcha). He’s a 7-month-old British Longhair, super fluffy and full of personality.

Getting Matcha wasn’t something I rushed into. I spent months reading up on different breeds, learning about their needs, and making sure I was ready. Eventually, I visited a cattery just to have a look — and somehow walked out knowing Matcha was the one.

He’s obsessed with anything feathery and loves chasing balls around the house. Feathers especially — he never gets bored of them. His current favourite snack is freeze-dried chicken cubes, and he goes absolutely nuts for them.

Being a pet parent has been such a fun (and slightly chaotic) journey, and I want to make sure I’m doing everything I can to keep Matcha healthy and happy. That’s why I’m looking into pet insurance — just in case anything unexpected comes up. He means the world to me, and I want to be ready for whatever life throws our way.

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

Before bringing Matcha home, we made sure that both he and his parents were in good health. We took our time to understand his breed’s potential health risks and made sure to get him from a responsible cattery that prioritises the wellbeing of their cats.

To help reduce the chances of Matcha developing any health issues — especially things that British Longhairs may be prone to, like kidney conditions — we’re very careful with his diet. We only feed him high-quality food that’s free from by-products and fillers, and we make sure the ingredients are as natural as possible. We also add moisture to his meals and ensure he always has access to clean water, since cats tend to drink less on their own and that can lead to kidney problems later on.

On top of that, we set aside at least 15–30 minutes a day for active playtime. It’s not just for physical health — it helps keep him mentally stimulated and happy too. Whether it’s chasing feathers or zooming around the house, we make sure he gets a good amount of movement and engagement every day.

All in all, we try to give Matcha the best care possible, so he grows up strong, healthy, and well-loved.

Q: What do you look out for when considering a pet insurance?

I mainly look at whether the plan covers common issues for British Longhairs, like heart disease or kidney problems. I also check if they cover chronic conditions long-term, not just for a year. And honestly, how smooth the claims process is matters too—don’t want to be stuck with a complicated system when I’m stressed about my cat.

When I was considering pet insurance for Matcha, I looked at a few key things. Since he’s a British Longhair, I wanted to make sure the policy covers breed-related issues like heart conditions (like HCM) and kidney problems, which can be more common as they age. It’s also important to me that chronic conditions are covered for life—not just for the first year—because once something shows up, it usually needs ongoing treatment.

I also checked how much of the vet bill they reimburse, if there’s a cap per condition or per year, and how flexible they are with choosing your own vet. Some plans look cheap upfront but end up not covering much when you need them most. And honestly, I want something with a smooth claims process—when you’re already worried about your cat, the last thing you need is a messy admin headache.

If you have checked out Happy Tail, what do you like the most about the policy?

I checked out Happy Tails and what stood out to me was that the coverage actually feels practical. Like, it includes things that would really cost a lot if something serious happened—surgery, hospitalisation, even chemo. I also like that they cover hereditary and chronic conditions for life, which is important for breeds like Matcha.

The co-pay and deductible seem pretty reasonable, and I like that there’s a no-claim discount if you don’t make any claims that year. Overall, it feels like a solid plan that any fur parents can consider.

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Make an informed decision today and protect your pet’s health with Aon Happy Tails. Visit www.aonhappytails.com to learn more and purchase a plan that suits your needs.

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Aon’s HappyTails: @soufflethemaltese

Soufflé is a one year old mini maltese boy who is loves to cuddle and give kisses!

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

I give him daily vitamins, and ensure he gets enough physical exercise and mental enrichment.

Furthermore, I also ensure he has a healthy and well balanced diet and is properly groomed to avoid unwanted situations.

Q: What do you look out for when considering a pet insurance?

Comprehensive insurance that covers all—or at least most—real-life scenarios, giving you peace of mind no matter what happens

Any suggestion or advice to people who are still shopping around or considering pet insurance?

I like that Happy Tails offers life time insurance!

Make an informed decision today and protect your pet’s health with Aon Happy Tails. Visit www.aonhappytails.com to learn more and purchase a plan that suits your needs.

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Aon’s HappyTails: @Sa’edah

I am Sa’edah, furmom to 4 furkids. My journey into the world of pawrenting began in an unexpected way – I wasn’t even a cat person to being with until one fine morning in 2019, i shocked my husband with the sudden request to have a cat! And that decision led me to Zain, my first furbaby, who came into my life during a time when I was healing from the sudden loss of my immediate family member.

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

I’ve learnt that being observant is super important when caring for pets cause they cant talk and tell you when they are sick. so as their ONLY caregivers we need to be extra vigilant.

With my cat Zain, we had always noticed his blurry eye when he was still a kitten. Even though it was mild at first, we made sure to get it checked during his yearly vet visits. despite our constant naggings, no one was able to figure what was going on.

Things changed quite a bit when we spotted his eye getting cloudier towards the end of 2022. We quickly booked a detailed check-up with the eye specialist for animals where we found that Zain had a genetic eye disorder and also found out his cataract was maturing fast. It really taught me that you can’t take chances with pet health – regular check-ups and quick action when something seems off are so important, especially when your pet might have genetic health issues.

Q: What do you look out for when considering a pet insurance?

if the plan covers both accidents and illnesses, especially since I’ve experienced unexpected vet visits which have literally cost me a bomb. The annual coverage limit is important – you would want it to be enough to cover major treatments if needed. I also look at whether there’s coverage for hereditary conditions and chronic illnesses, since these can be costly over time.

Any suggestion or advice to people who are still shopping around or considering pet insurance?

Don’t wait for a health issue to arise before choosing the right pet insurance for your furbaby. Make an informed decision today and protect your pet’s health with Aon Happy Tails. Visit www.aonhappytails.com to learn more and purchase a plan that suits your needs.

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Aon’s HappyTails: @theduodc_

Diamond is a poodle mix schnauzer and crystal is a holland lop!

https://www.instagram.com/theduodc

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

Diamond is very prone to skin, ear infections, hotspots, for him we regularly clean his ears and apply medication. for crystal is also ear infections due to her breed, for her we also regularly clean and ensure there is no moisture trapped.

https://www.instagram.com/theduodc

Q: What were your consideration / buying process like when shopping around for a pet insurance?

I wanted coverage that would ease the financial burden of unexpected vet visits, especially for emergencies or long-term care. I also looked for a plan with comprehensive benefits but still affordable.

Q: What eventually made you decide to get insured with Aon Happy Tail? 

Aon Happy Tails stood out because of its well-rounded coverage, including medical, surgical, and even alternative treatments. The flexibility and benefits offered great value for peace of mind.

https://www.instagram.com/theduodc

How is the entire buying process like? How long did the entire process took? 

The process was surprisingly smooth and straightforward. The information was clear, and I could complete everything online in under 30 minutes.

Has anything changed (mentally) after getting your pet insured?

Yes, I feel much more at ease knowing that if anything happens, I’m prepared. It’s comforting to know that Diamond can get the care he needs without financial stress.

Why do you think people are not ready to commit to a pet insurance?

Many people might think their pet is young and healthy, so insurance feels unnecessary until something actually happens. There’s also a perception that pet insurance is complicated or expensive, which might discourage them.

Any suggestion or advice to people who are still shopping around or considering pet insurance?

Don’t wait until it’s too late. Vet bills can be overwhelming, and having insurance ensures that your pet’s health doesn’t depend on your bank account. Look for coverage that fits your pet’s needs and your budget.

What do you look out for when considering Pet Insurance?

I look for comprehensive coverage, clear terms, affordable premiums, and positive reviews from other pet owners.

If you have checked out Happy Tails, what do you like the most about the policy? look out for when considering Pet Insurance?

I love that it covers a wide range of treatments, including emergencies and hospitalization, and even alternative therapies, which many policies don’t offer.

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Aon’s HappyTails: @thesmellysisters_

Meet Jubi and Nabi, the dynamic corgi duo! Jubi, the 4-year-old cuddle queen, was adopted from a breeder and has perfected the art of being sweet, mellow, and always ready for a snuggle. Her younger sister, Nabi, bounced into the picture at just 3 months old from a pet shop, and now, at 1 year old in January 2025, she’s an unstoppable ball of energy—leaping and frolicking around like she’s got springs in her paws. Together, they’re the ultimate pair: Jubi with her calm, loving nature and Nabi with her wild, fun-loving spirit, creating a whirlwind of joy, laughs, and endless adventures every day!

https://www.instagram.com/thesmellysisters_/

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

I feed them with freeze dried, cooked food and kibbles as a mixture or diet to make sure that their nutrients are covered. With their meals I feed them Coconut oil, salmon oil, joint care supplements, prebiotics, probiotics and 8 in 1 supplements

https://www.instagram.com/thesmellysisters_/

Q: What were your consideration / buying process like when shopping around for a pet insurance?

1. The insurance coverage – Like that is being cover in the premium.

2. The claiming process – Is it easy to claim or what is the procedure to submit for claims & approvals..

Q: What eventually made you decide to get insured with Aon Happy Tail? 

I have been hearing a lot of positive online reviews, and also they are one of the most comprehensive policy coverage out there. It’s also assuring to know that it’s backed by a big company which means they are financially stable and i probably won’t have any claims issue.

https://www.instagram.com/thesmellysisters_/

How is the entire buying process like? How long did the entire process took? 

Everything is digital so it’s really easy to use and apply.

The application was fast, just that prior the application, we need to bring our babies for a vet check-up to get the form endorsed.

Has anything changed (mentally) after getting your pet insured?

Feeling more secure and feel like having a extra protection for the babies!

Why do you think people are not ready to commit to a pet insurance?

I honestly think that because people lack of the awareness and understanding towards the products.

Any suggestion or advice to people who are still shopping around or considering pet insurance?

Take your time to check out all the policies and see which one fits into your needs the best.

Buying them an insurance is like buying an insurance for your family too, get them protected!

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Aon’s HappyTails: @oolongmilkytea

Hi! My name is Jane and I’m the dog mum of Oolong, a husky turning 5 years old in 2025! I am also the founder of Pawjourr & Woof Agency where we do marketing for pet companies like Purina, Elanco and Swedencare.

Oolong is a covid baby, and we got him during the pandemic. Since then, he has been with us through the entire journey of building a business and when we moved to New York, he took his longest flight ever (30 hours!) from Singapore. From there, he has gotten his paw prints over at the Grand Canyan, Salt Lake, Sequoia National Park, Napa Valley and not forgetting Times Square, his first US city!

https://www.instagram.com/oolongmilkytea/

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

We make sure Oolong goes for regular check up at the vet, and we empower his daily meal with supplements targeting medical conditions that we know he is susceptible to like gut health and joint health. It also took us some time to figure out the diet he thrives on the most (homecooked food!) and we also bring him to our office 3-4x a week to make sure he gets the simulation he needs for an active brain.

https://www.instagram.com/oolongmilkytea/

Q: What were your consideration / buying process like when shopping around for a pet insurance?

1. Coverage – what do they cover?

2. Ease of claim – is it easy to claim the expenses from online reviews? T

o be honest, i have seen friends and family spent high 5 digits on their pets so price is not really a concern especially since dogs are almost sure to get sick when they get older. The most important thing is the coverage and to make sure that the policy makes sense in the long run.

Q: What eventually made you decide to get insured with Aon Happy Tail? 

Lots of positive online reviews, and also they are one of the most comprehensive policy coverage out there. It’s also assuring to know that it’s backed by a big company which means they are financially stable and i probably won’t have any claims issue.

https://www.instagram.com/oolongmilkytea/

How is the entire buying process like? How long did the entire process took? 

Everything is digital so it’s really easy and i love not having to talk to anymore at all, especially since insurance agents have a bad reputation on selling you policies that are best for them (and not you). Using a platform ensures that everything is neutral, safe and i cant exit whenever i want to.

The application was fast, but we had to bring Oolong for a vet check-up to get the form endorsed. A few hiccups here and there as i didn’t sign on some parts of the form, but the customer service lady was very friendly and called me a few times (and sent email) to follow up.

Has anything changed (mentally) after getting your pet insured?

Peace of mind! Knowing that Oolong is insured and that we can share the financial load with our insurer means that i do not need to choose between price vs. the quality of medical care if anything happens to him. Being a business owner, we don’t have income stability so knowing there’s this layer of basic protection makes us feel assured.

Why do you think people are not ready to commit to a pet insurance?

I think there is a general lack of awareness and understanding towards the product, especially since Singapore is a small market.

We all have health insurance so why not for our pets, who also fall sick like us?

Any suggestion or advice to people who are still shopping around or considering pet insurance?

Take your time to check out all the policies and see which one fits into your needs the best.

Taking care of our cherished pets is just as important as looking after any family member. Opting for pet insurance like Aon Happy Tails is a smart way to safeguard their health and give you peace of mind.

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Aon’s HappyTails: @Hello.I.am.sunday

Meet Sunday and his paw-mily!

Hello, I am Kristin, and Sunday is a miniature schnauzer turning 2 this May! 🎉🐶

@hello.i.am.sunday

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

Miniature schnauzers are prone to eye-related diseases such as cataracts 🧐 and heart-related diseases 💔. Bringing them to regular yearly check-ups 🏥 would help to detect the disease in time and receive treatment promptly.

@hello.i.am.sunday

Q: What were your consideration / buying process like when shopping around for a pet insurance?

When shopping around for pet insurance, our buying process revolved around three main considerations: pricing, coverage, and exclusions. We wanted a policy that offered comprehensive coverage at a reasonable price while minimizing exclusions that could potentially leave gaps in our pet’s protection.

During our research, Aon Happy Tail emerged as the best option for us. Their policy offered competitive pricing, extensive coverage for various medical expenses, and relatively few exclusions compared to other providers. This combination of factors gave us confidence that Aon Happy Tail would provide the level of protection our pet needs without breaking the bank.

Q: What eventually made you decide to get insured with Aon Happy Tail?

Firstly, their premiums were offered at the right price, especially with the No Claims Discount (NCD) feature, which incentivized responsible pet ownership by reducing premiums when there were no claims made.

Moreover, a crucial factor in our decision was the lifetime coverage provided by Aon Happy Tail. Knowing that our pet would be covered for the entirety of their life brought us peace of mind, especially considering the potential for chronic or long-term health issues that may arise.

Additionally, we found Aon Happy Tail’s co-payment terms to be reasonable, even as our dog aged. This meant that we could continue to afford necessary medical care for our pet, without facing excessively high out-of-pocket expenses as they grew older

@hello.i.am.sunday

Q: How is the entire buying process like? How long did the entire process took?

It was very simple, we went through a friend who was an insurance agent and got it underwritten within a day.

Q: Has anything changed (mentally) after getting your pet insured?

Certainly, getting my pet insured has brought about a significant mental shift.

I now feel a greater sense of security knowing that my pet is covered in the event of any medical emergencies or necessary treatments. This assurance provides a considerable relief, particularly after experiencing a situation like Sunday’s bilateral eye surgery.

Knowing that I have financial support and access to the necessary medical care for my pet alleviates a significant amount of stress and worry.

Q: Why do you think people are not ready to commit to a pet insurance?

People are not aware of the importance and the cost of medical fees should their pet need to undergo major surgery or require long-term medical care.

Q: Any suggestion or advice to people who are still shopping around or considering pet insurance?

Start Early: Consider getting pet insurance as soon as you bring your pet home. Starting early can help ensure coverage for any potential health issues that may arise.

Understand Coverage: Make sure you understand what is covered and what is not covered by the policy. Some policies may exclude pre-existing conditions or specific treatments, so read the fine print carefully.

Consider Your Pet’s Needs: Think about your pet’s breed, age, and any pre-existing conditions they may have. Some pets may be more prone to certain health issues, so choose a policy that provides adequate coverage for those potential problems.

Ask Questions: Don’t hesitate to ask questions and clarify any doubts you may have before purchasing a policy. Understand the claims process, reimbursement procedures, and any other terms and conditions associated with the policy.

Consider Your Budget: Choose a policy that fits within your budget and provides the level of coverage you’re comfortable with. Remember that pet insurance can provide peace of mind knowing that you can afford necessary medical care for your furry friend

@hello.i.am.sunday

Thank you for joining hello.i.am.sunday and his pawrents in this insightful journey!

Caring for our cherished pets is as important as looking after any family member. Opting for pet insurance, especially a thorough and dependable choice like Aon Happy Tails, is a proactive measure to safeguard your pet’s health and your own peace of mind.

Discover the perfect plan for your pet at Aon Happy Tails and become part of a community of dedicated and caring pet owners.