Tag: pet insurance

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Aon’s HappyTails: @baby.hilz

Hi everyone – I’m the mastermind behind @baby.hilz!

My little furball, Hilary, is a mini chocolate dapple dachshund with a personality as big as her heart. What started as a fun hobby has blossomed into a full-time commitment to sharing her adorable antics with the world. I’m passionate about the dog community and love meeting new furry friends and their loving owners. Truly grateful for the amazing opportunities I’ve had to collaborate with incredible brands, and Hilary and I are so thrilled to be a part of this Aon Happy Tails campaign! 🐾❤️

https://instagram.com/baby.hilz/

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

My family and I take great care of Hilary’s wellness by providing her with daily supplements like Antinol and various vitamins to support her overall health.

Additionally, we like to prioritize regular exercise, taking her on longer walks to build stamina and keep her active. Not forgetting to mention the yearly check-ups and vaccinations at our local vet clinic which are essential to monitor her health and prevent diseases.

Lastly, as dachshunds are prone to IVDD, we’re extra cautious. We avoid activities that could strain her back by helping her down from furniture such as couches and beds, and use ramps to minimize excessive jumping.

https://instagram.com/baby.hilz/

Q: What were your consideration / buying process like when shopping around for a pet insurance?

When considering pet insurance for Hilary, we prioritized a few key factors.

First – A trustworthy brand reputation was essential, and AON Happy Tails, with their established name and positive reviews from friends and family, immediately caught our eye.

Second – Affordability was another significant consideration, as we wanted a plan that fits within our budget without compromising coverage.

Lastly – We carefully examined the insurance coverage, ensuring it adequately protected Hilary against potential health issues, especially those common to dachshunds like IVDD.

Q: What eventually made you decide to get insured with Aon Happy Tail? 

Ultimately, the combination of AON Happy Tails’ reputable brand, affordable plans, and comprehensive coverage sealed the deal for us.

Knowing that Hilary was protected against unexpected veterinary expenses, especially those related to potential hereditary conditions like IVDD, gave us peace of mind. We felt confident that AON Happy Tails would be there to support us, ensuring that Hilary received the best possible care.

https://instagram.com/baby.hilz/

How is the entire buying process like? How long did the entire process took? 

The process of getting pet insurance with AON Happy Tails was relatively straightforward. We first selected a plan that suited Hilary’s needs and budget. Next, we scheduled a veterinary check-up to ensure she was healthy enough for coverage. Once we had the vet’s report, we completed the online application form, providing necessary details about Hilary. The entire process, from selecting a plan to finalizing the policy, took about a week, including the time for the vet check-up and document submission.

Has anything changed (mentally) after getting your pet insured?

Yes, getting pet insurance for Hilary has definitely brought a sense of peace of mind.

Before, there was always a lingering worry about unexpected veterinary costs, especially considering her breed’s predisposition to health issues.

Now, we can focus on providing the best care for her without the added financial stress. It’s a relief knowing that we have a safety net in place, allowing us to make decisions based on Hilary’s health needs, not our budget.

Why do you think people are not ready to commit to a pet insurance?

While pet insurance offers numerous benefits, I personally think that several factors can deter people from committing to it.

One common concern is the cost, as monthly premiums can add up over time. Some pet owners may also underestimate the potential veterinary expenses their pets might incur, especially for unexpected illnesses or accidents.

Additionally, a lack of awareness or understanding of pet insurance coverage and benefits can hinder people from considering it. Finally, some individuals may believe that they can adequately save for future veterinary costs, leading them to overlook the financial security that pet insurance provides.

Any suggestion or advice to people who are still shopping around or considering pet insurance?

When considering pet insurance, it’s crucial to carefully evaluate your pet’s specific needs and budget.

Research different providers, compare plans, and consider factors such as coverage limits, deductibles, and exclusions. Don’t hesitate to seek advice from your veterinarian or consult with insurance agents.

Caring for our beloved pets is just as vital as caring for any family member. Choosing pet insurance like Aon Happy Tails is a thoughtful way to protect their health while ensuring your peace of mind.

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Aon’s HappyTails: @atlas_thefloof

Hi everyone – Atlas is a 2yo Pomeranian, a very vocal, active, gluttony and silly, but yet sweet and slightly timid boy. He came from Germany at 5mo and we hope to give him the best life we can afford by bringing him out on lots of outings.

https://www.instagram.com/atlas_thefloof/

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

Regular exercises (walks and swimming) and fresh food diet, as well as lots of natural supplements for skin and joint health eg omega-3, collagen, glucosamine.

https://www.instagram.com/atlas_thefloof/

Q: What were your consideration / buying process like when shopping around for a pet insurance?

The main factor would be our priority in the scope of coverage and ease of claims. We read up on websites comparing the different pet insurances as well as Facebook threads where other pawrents’ share their knowledge and experience (esp claims). We also visited booths at events to learn more about the insurance coverage.

Q: What eventually made you decide to get insured with Aon Happy Tail? 

The main trigger was when we know of some poms getting fractured limbs from falls as well as some other furfriends having issues such as intestinal obstruction. Atlas is a very active boy. While we stop him from jumping and all, we feel that he may be quite accident-prone.

While we can take care of his health through diet and exercise, accidents can still happen, and it will come with hefty costs of surgery.

We came to know that Aon Happy Tail provides a decent surgery coverage at an affordable premium compared to other insurance plans and decided to go ahead with Aon Happy Tail.

https://www.instagram.com/atlas_thefloof/

Q: How is the entire buying process like? How long did the entire process took?

Online application, it’s pretty fuss-free and quick, just that a medical examination is required so it’s an extra vet visit.

Q: Has anything changed (mentally) after getting your pet insured?

No. Despite the coverage, the main priority is still to keep him safe. After all, going through surgery and recovery is a really painful process, for both him and us, and it’s best to avoid it.

Q: Why do you think people are not ready to commit to a pet insurance?

As far as I know, there is no pet insurance that is completely comprehensive without high premiums. It is difficult for pawrents to identify their needs and priority to commit. Plus, congenital, hereditary and existing conditions, which are the main concerns for most pawrents, are generally excluded. Frankly speaking, I hesitated as well because Atlas got diagnosed with Grade 1 Luxating Patella (which is my biggest concern) during the medical examination, and is therefore excluded from coverage. There is also a concern with the ease and transparency of claims as there are many conditions which can arguably be under exclusions.

No. Despite the coverage, the main priority is still to keep him safe. After all, going through surgery and recovery is a really painful process, for both him and us, and it’s best to avoid.

Any suggestion or advice to people who are still shopping around or considering pet insurance? 

As pawrents, we should always be saving up for rainy days, with or without insurance. But personally, I still think insurance is a good idea as vet bills can be really hefty that our “rainy days savings” can be depleted. Going through illness, surgery and recovery is very psychologically draining itself. Having insurance coverage to at least cushion the financial stress will be helpful while we direct our attention to taking care of our furkids.

Thank you for joining atlas and his pawrent in this insightful journey!

Taking care of our beloved pets is just as important as caring for any family member. Covering your pet with a pet insurance like Aon Happy Tails, is a proactive way to protect your pet’s health and ensure your peace of mind.

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Aon’s HappyTails: @miku_pomapoo

Meet Miku and her paw-mily!

Miku is a Pomapoo whose birthday is on 7 April 2019. She is a happy girl who loves her Pawmum (Tracy) and all different types of treats. We have been living happily together for the past five years!

@miku_pomapoo

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

I ensure that Miku gets all the necessary health checks regularly with our vet. Miku is also given supplements to ensure that her health remains as good as possible. She is also fed the right type of food to ensure that her health is also kept in the best condition.

@miku_pomapoo

Q: What were your consideration / buying process like when shopping around for a pet insurance?

When shopping for pet insurance, my main considerations were coverage, pricing, and the simplicity of purchasing and managing claims.

Q: What eventually made you decide to get insured with Aon Happy Tail?

The comprehensive coverage and reasonable premiums offered by Aon Happy Tail influenced my decision to choose them for my dog’s insurance. I believe my dog’s health is incredibly valuable, and finding an insurance that reflected that importance was crucial to me.

@miku_pomapoo

Q: How is the entire buying process like? How long did the entire process took?

It is easy and fuss free through one of my contacts who specialises in pet insurance.

Q: Has anything changed (mentally) after getting your pet insured?

It gives me much peace to learn that my fur baby is well protected.

Q: Why do you think people are not ready to commit to a pet insurance?

There is a likelihood of a perception that such an insurance is unnecessary.

Q: Any suggestion or advice to people who are still shopping around or considering pet insurance?

I suggest to find out all relevant details and consider carefully before committing to any insurance, but it is best to purchase early to ensure the best coverage for your furbaby before any unexpected illnesses should occur.

@miku_pomapoo

Thank you for joining miku_pomapoo and her pawrents in this insightful journey!

Looking after our beloved pets is just as crucial as caring for any member of the family. Choosing pet insurance, particularly a comprehensive and reliable option like Aon Happy Tails, is a forward-thinking step to protect your pet’s health and ensure your peace of mind.

Explore the ideal plan for your pet at Aon Happy Tails and join a community of committed and caring pet owners.

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Aon’s HappyTails: @Hello.I.am.sunday

Meet Sunday and his paw-mily!

Hello, I am Kristin, and Sunday is a miniature schnauzer turning 2 this May! 🎉🐶

@hello.i.am.sunday

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

Miniature schnauzers are prone to eye-related diseases such as cataracts 🧐 and heart-related diseases 💔. Bringing them to regular yearly check-ups 🏥 would help to detect the disease in time and receive treatment promptly.

@hello.i.am.sunday

Q: What were your consideration / buying process like when shopping around for a pet insurance?

When shopping around for pet insurance, our buying process revolved around three main considerations: pricing, coverage, and exclusions. We wanted a policy that offered comprehensive coverage at a reasonable price while minimizing exclusions that could potentially leave gaps in our pet’s protection.

During our research, Aon Happy Tail emerged as the best option for us. Their policy offered competitive pricing, extensive coverage for various medical expenses, and relatively few exclusions compared to other providers. This combination of factors gave us confidence that Aon Happy Tail would provide the level of protection our pet needs without breaking the bank.

Q: What eventually made you decide to get insured with Aon Happy Tail?

Firstly, their premiums were offered at the right price, especially with the No Claims Discount (NCD) feature, which incentivized responsible pet ownership by reducing premiums when there were no claims made.

Moreover, a crucial factor in our decision was the lifetime coverage provided by Aon Happy Tail. Knowing that our pet would be covered for the entirety of their life brought us peace of mind, especially considering the potential for chronic or long-term health issues that may arise.

Additionally, we found Aon Happy Tail’s co-payment terms to be reasonable, even as our dog aged. This meant that we could continue to afford necessary medical care for our pet, without facing excessively high out-of-pocket expenses as they grew older

@hello.i.am.sunday

Q: How is the entire buying process like? How long did the entire process took?

It was very simple, we went through a friend who was an insurance agent and got it underwritten within a day.

Q: Has anything changed (mentally) after getting your pet insured?

Certainly, getting my pet insured has brought about a significant mental shift.

I now feel a greater sense of security knowing that my pet is covered in the event of any medical emergencies or necessary treatments. This assurance provides a considerable relief, particularly after experiencing a situation like Sunday’s bilateral eye surgery.

Knowing that I have financial support and access to the necessary medical care for my pet alleviates a significant amount of stress and worry.

Q: Why do you think people are not ready to commit to a pet insurance?

People are not aware of the importance and the cost of medical fees should their pet need to undergo major surgery or require long-term medical care.

Q: Any suggestion or advice to people who are still shopping around or considering pet insurance?

Start Early: Consider getting pet insurance as soon as you bring your pet home. Starting early can help ensure coverage for any potential health issues that may arise.

Understand Coverage: Make sure you understand what is covered and what is not covered by the policy. Some policies may exclude pre-existing conditions or specific treatments, so read the fine print carefully.

Consider Your Pet’s Needs: Think about your pet’s breed, age, and any pre-existing conditions they may have. Some pets may be more prone to certain health issues, so choose a policy that provides adequate coverage for those potential problems.

Ask Questions: Don’t hesitate to ask questions and clarify any doubts you may have before purchasing a policy. Understand the claims process, reimbursement procedures, and any other terms and conditions associated with the policy.

Consider Your Budget: Choose a policy that fits within your budget and provides the level of coverage you’re comfortable with. Remember that pet insurance can provide peace of mind knowing that you can afford necessary medical care for your furry friend

@hello.i.am.sunday

Thank you for joining hello.i.am.sunday and his pawrents in this insightful journey!

Caring for our cherished pets is as important as looking after any family member. Opting for pet insurance, especially a thorough and dependable choice like Aon Happy Tails, is a proactive measure to safeguard your pet’s health and your own peace of mind.

Discover the perfect plan for your pet at Aon Happy Tails and become part of a community of dedicated and caring pet owners.

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Aon’s HappyTails: @thecat.ben

Meet Ben and his paw-mily!

Hello! I’m Shirley and my furkid is Ben. My husband and I have just moved into our own home when we chanced upon Ben’s adoption post. We paid him a visit and he was so sad looking! He looked like he had given up on life and right there and then, both of us just wanted to do all we can to protect him.

We learned from the rescuer that Ben was probably
an abandoned cat as he suddenly appeared in the neighbourhood. He lived for some weeks as a community cat. However, he was timid, shy and was getting bullied by the other community cats.

Thankfully, he was rescued off the streets and we were lucky enough to be chosen as adopters. Ben has now blossomed into a sweet, floofy, tam chiak cat who runs the house and has brought us so much joy.

@thecat.ben

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

As we do not know much about Ben’s background, we take all the precautions we can by ensuring that he goes for his regular vet check ups, all his vaccinations are up to date and he takes Furment Complete to maintain his immune system.

@thecat.ben

Q: What were your consideration / buying process like when shopping around for a pet insurance?

When selecting pet insurance, we focused on coverage, cost-effectiveness, and the simplicity of the claims process.

Q: What eventually made you decide to get insured with Aon Happy Tail?

We chose Aon Happy Tail for our pet insurance because it was the first to offer coverage for cats residing in HDBs, unlike other policies limited to condo dwellers. It was an obvious choice for us.

@thecat.ben

Q: How is the entire buying process like? How long did the entire process took?

The purchasing process was straightforward and quick. We filled out the form online and submitted the health checkup form as soon as it was ready.

Q: Has anything changed (mentally) after getting your pet insured?

Gaining insurance for Ben has brought us peace of mind. Given the high cost of veterinary care and Ben getting older, we feel relieved to be financially prepared for any unexpected medical situations.

Q: Why do you think people are not ready to commit to a pet insurance?

Many people perceive pet insurance as an extra, unnecessary cost, especially when their pets are young and healthy, not considering the unpredictability of the future. It’s wise to be proactive, just as we insure ourselves (humans) and loved ones. Pets are family too. Additionally, cat owners might not realize that cats living in HDBs can be insured too.

Q: Any suggestion or advice to people who are still shopping around or considering pet insurance?

Go for it! If you’re insured, your furkid deserves the same protection.

Veterinary expenses can rival human medical costs, and having insurance can alleviate financial stress. With insurance, you won’t have to fret about affording your pet’s care during emergencies.

@thecat.ben

Thank you for following the story of Ben and his loving owners!

Caring for our cherished pets is as important as looking after any family member. Opting for a dependable and thorough pet insurance like Aon Happy Tails is a move towards ensuring your pet’s health and your own tranquility.

Discover the perfect policy for your pet with Aon Happy Tails and become part of the community of caring and conscientious pet parents.

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Aon’s HappyTails: @Corgihotpot

Meet Hotpot and his paw-mily!

We are Hotpot’s Pawrents who loves to eat Hotpot and named our little boy Hotpot ❤️ Hotpot has a fun personality and full of energy but a sucker for treats 😆 He may be stubborn at times but with treats… he’d do anything 🙃 we love him and his little baby sister and brother both cherish his companionship at home ❤️

@corgihotpot

Q: How do you care for the wellness of your pet, especially if they are prone to any hereditary illness?

We ensure Hotpot receives annual health checkups, which include comprehensive blood tests and ultrasounds, to maintain his well-being and monitor his health.

@corgihotpot

Q: What were your consideration / buying process like when shopping around for a pet insurance?

When exploring pet insurance options, our focus was finding a policy that offered as much coverage as possible, particularly for accidents and hospitalizations.

Q: What eventually made you decide to get insured with Aon Happy Tail?

Our decision to choose Aon Happy Tails was due to the balance of comprehensive coverage and competitive pricing they offered.

@corgihotpot

Q: How is the entire buying process like? How long did the entire process took?

The entire process of purchasing the insurance was quite efficient and swift, taking only about 1 to 2 days to complete.

Q: Has anything changed (mentally) after getting your pet insured?

Since insuring Hotpot, we are more mentally assured. Knowing that he is covered in case of any unforeseen events brings us a sense of assurance.

Q: Why do you think people are not ready to commit to a pet insurance?

I believe many people hesitate to commit to pet insurance either because they are not aware that such insurance exists or they don’t think there is a need to insure their pets.

Q: Any suggestion or advice to people who are still shopping around or considering pet insurance?

I would advise those still considering pet insurance to remember that every member of the family, including our pets, should have insurance coverage.

It’s important to recognize that medical expenses for pets can be quite substantial and often comparable to human medical bills. Securing insurance for your pets can help mitigate these costs and provide peace of mind.

@corgihotpot

Thank you for joining Hotpot and her pawrents in this insightful journey!

Ensuring the well-being of our beloved pets is just as crucial as taking care of any other family member. Investing in pet insurance, particularly a reliable and comprehensive option like Aon Happy Tails, is a step towards securing your pet’s health and your peace of mind.

Explore the right plan for your pet at Aon Happy Tails and join the family of responsible and loving pet owners.

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Aon’s HappyTails: @donut.pawfriend

Meet Donut and her pawmily!

When we first got Donut, we were a couple with no kids. Now we’ve just recently welcomed a child and we officially consider our furkid as our eldest kid and our son as the second kid. 

@donut.pawfriend

Q: What motivated you to get pet insurance and why Aon Happy Tails?

Coming from the Philippines, it surprised me to see how expensive (though more thorough and better machines) vet care is for pups in Singapore. I wanted to plan ahead when Donut gets older and it seemed like a logical step to have insurance for her.

@donut.pawfriend

Q: Share your experience/journey with Aon thus far? 

It was easy for us to sign up for their insurance just on their website. We just needed less than 10 minutes and they emailed us the approval. Thank goodness we have not found a need to claim yet.

Q: Are there any specific health conditions or breed-related concerns that you are looking to be covered?

For small dogs, we were worried about Donut having LP. That’s why we signed her up when she was less than a year old so it would not be considered a pre-existing condition. 

@donut.pawfriend

Q: Do you agree that having pet insurance has provided you with peace of mind regarding your pet’s health and well-being?

Yes, of course. We never know when the next illness will strike. 

Q: How important do you think pet insurance is for pet owners?

Given how expensive bills can be, I don’t want money to be a hindrance to getting her the proper treatment. 

Do it! We planned out our finances when we got Donut but we didn’t expect so many vet visits. When she was a puppy we had to go to the emergency vet twice and she’s had multiple UTIs and ear infections. Nothing severe but it definitely put a dent in our wallet! So it’s always good to have insurance because we just can’t predict how sickly our pups will be.

@donut.pawfriend

As we conclude this blog, I encourage you to explore further and consider pet insurance for your beloved companions. Remember, their well-being and happiness are worth investing in, and pet insurance can be a valuable resource to ensure their health and provide peace of mind for you as a pet owner. 

Thank you for joining Donut and her pawrents in this insightful journey. We hope the information shared in this blog has been helpful and informative. If you have any further questions or topics you’d like to explore, please don’t hesitate to reach out to us. 

Wishing you and your furry friends a lifetime of health and happiness!

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Aon’s HappyTails: @pudding.meows

Meet Delia and Pudding, as we learn more about their experience!

I am a pet lover with a Diploma in Veterinary Technology. I wasn’t able to have pets when I was younger because my parents disapproved. So when I got married and moved out, my husband and I got a cat! Instead of buying one, we decided to adopt. Coincidentally, an ex-classmate from my diploma days was doing animal rescue and fostering. She thought we would be suitable as Pudding is a special Ragdoll that requires a lot of patience and tolerance.

Ragdolls are well-known for their friendly and gentle nature. However, due to multiple abandonments, Pudding can be aggressive and is easily triggered. It took a lot of time for Pudding to settle down in our household. It has been more than a year now and we are still prone to occasional attacks. When he is comfy and happy, he is very much like other Ragdolls who meow softly, flop around, and are easily picked up.

Q: Why did you decide to get insurance for your furkid?

We are looking at long-term care for Pudding. Vet bills are expensive and as Pudding gets older, it is unavoidable that he might run into some health problems. Pet insurance can help to provide some monetary relief, especially for long-term chronic illnesses. Similar to human insurance, which I am sure everyone has, we decided to get one for Pudding as he is part of our family.

@pudding.meows

Q: How did you get to know of Aon Happy Tails’ pet insurance? 

Our regular vet who sees Pudding recommended AON to us. After which, I queried at NTUC Income Lite booth. A kind advisor provided more information and explained the easy application process to me.

Q: What made you settle for Aon Happy Tails?

Firstly, our vet recommended it and she was agreeable to go through the physical examination and microchipping required for the insurance purchase for Pudding, who is not a happy cat at the vet. Not all pet insurance covers cats (mostly dogs) and AON has the most comprehensive coverage for cats and is the most affordable. AON even covers specified hereditary and congenital conditions, which a pure-breed cat like Pudding might get! Lastly, the coverage also includes common health needs such as chemotherapy, surgical procedures, X-rays, and diagnostic tests.

@pudding.meows

Q: What factors did you consider when choosing a pet insurance policy?

I would consider the following factors: affordability, coverage, ease of application, and claims.

Q: Are there any specific health conditions or breed-related concerns that you are looking to be covered?

Last year, Pudding’s blood test showed an elevation inSDMA levels, which is an early kidney disease marker. Our vet advised that might be from the tough life he had before coming to us, with proper diet and supplements it should resolve. However, I am still worried that he may be plagued with kidney problems later in life and since kidney disease is chronic, it might mean a long struggle with treatments, medications, and high vet bills. In addition, Ragdolls are genetically predisposed to heart diseases and it is great that AON Happy Tails cover hereditary conditions!

Q: Do you think it is important for pet owners to get pet insurance? 

Yes of course it is important! I would always advise my friends to get one for their pets and if I get another cat, I would definitely choose AON Happy Tails again. In the event that pawrents lose financial stability to provide quality and adequate health care for their pets, pet insurance does much to alleviate the strain. Monetary concerns can sometimes force one to give up or abandon their pets. Pets are family and are for life, hence, I believe that insurance is a very good investment to give my family a peace of mind.

Q: How would having pet insurance impact your decision-making when it comes to seeking veterinary care for your furkid?

As our vet is also aware that we have pet insurance, she can advise on the quality of vet care the clinic can provide within our financial means. Hence, we may be able to afford better treatment plans for our furkid with pet insurance than without. If I have more cats, I would definitely insure him or her with AON Happy Tail again!

Q: What advice would you give to someone who is considering purchasing pet insurance for their pet?

I am a member of a few cat lovers groups on Facebook and it pains me to see owners give up their ailing pets because of financial difficulties. With pet insurance, vet care can be more affordable and our precious furkid would be able to enjoy better treatment plans!

As we conclude this blog, I encourage you to explore further and consider pet insurance for your beloved companions. Remember, their well-being and happiness are worth investing in, and pet insurance can be a valuable resource to ensure their health and provide peace of mind for you as a pet owner. 

Thank you for joining Pudding and his pawrents in this insightful journey. We hope the information shared in this blog has been helpful and informative. If you have any further questions or topics you’d like to explore, please don’t hesitate to reach out to us. 

Wishing you and your furry friends a lifetime of health and happiness!

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Aon’s HappyTails: Run_baileyyyyyy_run

Meet Bailey, as we discover about his journey with Aon’ Happy Tails!

Bailey is a 6 year old Maltese who is full of personality. He is super friendly and loves meeting new fur friends and people, but he can be a little feisty. He is a party animal and loves to go out to socialize and explore new places. He is also a sweetheart and loves to snuggle up on the couch and spend time with his humans. Bailey is a strange, quirky little fluff ball full of personality who is loved by all who know him.

@run_baileyyyyyy_run

Q: What are some critical factors you think are important to consider when choosing a pet insurance provider?

Protecting Bailey’s health was the most important factor for us, so hospitalization and coverage for surgery and illness was a major consideration. The insurance had to be comprehensive enough to cover most common problems, such as cancer, heart disease, bone fractures, etc.

@run_baileyyyyyy_run

Factors like theft and third party liability were the least important to us – we were looking for a health-only plan. Vet bills are very expensive these days, and I have seen so many pawrents have to pay insane medical bills or, even worse, abandon or euthanize their pups because they could not afford the medical care. So it was very important to me that I never get into a situation where I cannot afford to save Bailey’s life, or where I have to choose between Bailey or my future/child, etc. It sounds very dramatic, but it’s not uncommon. In the past few years, I have seen so many fundraisers on Instagram because pawrents did not invest in insurance and could not pay the medical bills.

Q: What made you settle for AON Happy Tails? Any uniqueness of AON Happy Tails?

It really was the best and most comprehensive health plan available. The other pet insurance plans on the market only covered certain aspects of healthcare and were more focused on being an all-in-1 plan. With Aon, on the other hand, I felt like it was designed by someone who understands the needs of pawrents who simply want to ensure and protect their furkid’s health.

As for Aon’s uniqueness, first, it offers lifetime coverage, while many other plans cover health care up to a certain age.

Second, there is a high annual cap. We took out the most expensive Furball plan, which covers up to 12.5K annually.

Third, they offer comprehensive coverage where most common health needs are covered. For example, chemotherapy, surgical procedures, X-rays and diagnostic tests.

Finally, Aon’s Happy Tails insurance is relatively affordable. There are a range of rates – depending on your preferences – from the lowest rate around $25/month.

Q: Are there any specific health conditions or breed-related concerns that you are looking to be covered?

Maltese are generally known to have pretty bad joint and hip problems, which was definitely one of the factors I considered when looking for insurance for Bailey.

@run_baileyyyyyy_run

Q: Are there any personal experiences or stories you heard that have influenced your views on pet insurance?

Before I got Bailey, I volunteered at animal shelters and every once in a while we would find a pet that had been abandoned by its owner due to ongoing health issues. That really broke my heart, and I told myself that if I ever get a dog one day, that would be one of the first things I would do – to protect its health.

@run_baileyyyyyy_run

Q: Do you think it is important for pet owners to get pet insurance?

It is incredibly important, and I have been a huge advocate for it with personal friends. You should never put yourself in a situation where you have to choose between your furfriends life or your future and/or children, etc. I truly believe it is a worthwhile investment to give yourself and your family a peace of mind.

Q: How would having pet insurance impact your decision making when it comes to seeking veterinary care for your furkid?

I think it can be quite daunting to chalk up vet bills, especially if it is a recurring condition. I might opt for cheaper home remedies first and delay treatment if I did not have the assurance that I could pay the bills. Now that I have pet health insurance, I am definitely more willing to send Bailey to the vet if I detect early signs of a problem.

Q: Any other pointers that you would like to add on/share with fellow readers? 

Insurance is one of many ways to protect the health of your furkid. Diet and nutrition are also areas worth investing in. I am not an expert in this area, but I speak from experience and from the experience of other furkids. Kibbles may be cheaper, but if you can afford it, freeze-dried, air-dried, home-cooked or raw food is definitely much better for your furkids’ health. Bailey gets freeze-dried food and I have noticed a marked improvement in his skin condition, coat, tear stains and overall energy. But every furkid is different, so speak to your vet about how to give your furry companion the best life.

@run_baileyyyyyy_run

As we conclude this blog, I encourage you to explore further and consider pet insurance for your beloved companions. Remember, their well-being and happiness are worth investing in, and pet insurance can be a valuable resource to ensure their health and provide peace of mind for you as a pet owner. 

Thank you for joining Bailey and her pawrents in this insightful journey. We hope the information shared in this blog has been helpful and informative. If you have any further questions or topics you’d like to explore, please don’t hesitate to reach out to us. 

Wishing you and your furry friends a lifetime of health and happiness! 

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Community Stories

Aon’s Happy Tales: kopi.thedog

The Permanent Spot

Kopi, is a 9-year-old Singapore Special who is also Isabel’s furry best friend. Described as skittish but super sweet once she gets to know you, Kopi is a constant in Isabel’s life. Be it walks, car rides and even Friday night outings, the two are a package. 

With no fear or filter, Kopi is “a sassy and stubborn girl who knows what she wants”, and isn’t afraid to make sure her family is on the same page as her. It is quirky but Kopi is family, and a well-loved one, so naturally, she is much accepted. 

The First Time and Also the Last

Worry and love comes hand in hand. When Kopi suffered from bladder stones, Isabel and her family realised how scary it was for them when their beloved family member fell sick. 

Fear also rose from not being able to give Kopi all the help she needs. “The thought of her getting sick or injured and not being able to afford the vet bills” resonated deeply with the hoomom. It is a constant reminder that nags at her and thus, Isabel turns to AON insurance as a solution. 

No more  cruel choice to make

“It is elevating to not have to choose between her best friend’s health and finances — especially when both are significant issues to consider.” This also becomes one of the many reasons why Isabel chose AON as their insurance policies are customisable and flexible to budget constraints. 

In addition, AON provides lifetime coverage — a stark distinction from other providers who only cover up to a certain age. It entails a promise of providing “the best care for Kopi, even as she gets older”. 

Do note that while Aon is known for its comprehensive coverages, pre-existing conditions are not covered and such exclusion is typical with health insurance. Click here for more information.

The Relative Cost of It All

How small is insurance costs in comparison to un-insured health bills? It is insignificant, and furthermore, insuring our pets is also ensuring a peace of mind. With AON, it is having a peace of mind for life. These are exactly why Isabel recommends to fellow pet parents, who worries about the costs incurred from taking care of their precious fur babies. 

“It’s a decision that you won’t regret,” The hoomom remarks, and went on to share the feelings of her cherished best friend, “and your furry friend will thank you for it.” We are sure that many paw-parents can relate to this as health and happiness linger heavily on our minds when it comes to our furry companions. 

*Bonus Content* 

 If Kopi could speak hooman for 7 days, what would you say to her, or do with her?

I will tell Kopi to be nicer to the other dogs and make some friends to play with. This of course includes my boyfriend’s dog, Tobi! 

She will also get to hear just how much she means to my family and I, and that we are so blissful because of the amount of joy she has brought us. She will know that she is the goodest girl, and we all want her to remain healthy for the time to come. I’ll also take this chance to remind her to drink lots of water and eat healthier food.