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Aon’s Happy Tales: d.darbear.b

She Isn’t The One… Is She?

Under a tight budget, Shermin initially had no intention of buying a dog when she was browsing at the K-9 Salon. When Shermin saw darbear, she felt a connection, as it looked like darbear was in her own world, similar to herself. Although she thought darbear was cute, Shermin went on to look at other dogs.

But when Shermin asked the staff to show her another dog in the crowd of pets, the staff picked up darbear again! What’s more interesting is that darbear’s microchip number is the same as the last four digits of Shermin’s bank account number. These left Shermin pondering over what had happened.

Eventually, Shermin was convinced and she paid the deposit. Comparing the market price for 2 kg Maltipoos, all her peers also pointed out that she was lucky enough to have gotten darbear at a lower price.

My Darling Bear

“darbear” is inspired by Shermin’s parents calling each other “dar” — darling and how she thought that the first dog she saw was a walking baby bear. Hence, darbear or db, actually helped Shermin relieve and fulfill her childhood dream of owning a darling bear! 

Even more interestingly, darbear prefers humans over dogs, and this showed through her behavior. At home, darbear is “active and crazy,” according to Shermin, but starkly different from when she is outdoors, where she is “anti-social” and doesn’t pee, poo, eat, or drink much. 

Shermin describes darbear as being very fierce-looking because she seldom sticks out her tongue. Playfully, Shermin also let us in on the fun fact that darbear “snatches her daddy away from me.” The Maltipoo is very territorial over her food and dislikes it when people force her to do something for her own well-being.

Home is where the sweetest memories are made

After realizing that darbear gets stressed out and growls at other dogs when they invade her personal space, Shermin turned their weekly weekend mingling into playing dress-up at home. 

The hoomum loves to get customized items because it reflects what darbear is like in her eyes — a one-and-only unique presence. “Every piece is like a token of memory,” Shermin explains, fondly stating that darbear will come to her side whenever she is packing the wardrobe, and pawdeling new apparel!

The mother and daughter bond after their bath day, where Shermin will shower darbear with kisses while brushing and talking to her precious baby. Mischievous, darbear closes her eyes and pretends to sleep when her mother nags at her! 

“I want her to have everything her way.”

It is impossible to not worry as a guardian. As a carnivore, darbear seldom eats vegetables, fruits, or non-meat food. Naturally, the imbalance of nutrients becomes the top of her list of things to worry about. 

Another item on her list are the common conditions associated with Maltipoos: luxating patella and hip dyslexia. From time to time, Shermin gets darbear to go for health checks during vet visits. Via an embark dog DNA test, she had found one copy of a risk variant associated with IVDD. Fortunately, darbear is still young, and there are no signs of an occurrence despite darbear’s habit of jumping and standing whenever she is excited.

So, some of the things Shermin worries about are accidents, health issues, and, worst of all, death. After admitting that she overthinks sometimes, we asked her how she reassures herself. Shermin gave an inspiring answer: “[Negativity] is inevitable, but thoughts can be redirected”, whereby she simply brushes off those negative thoughts.

Buying protection

Shermin came across AON Happy Tails as an agent selling general insurance. She explains that in addition to the convenience of getting darbear insured, AON is chosen because it can set her mind at ease with its wide coverage. 

“Many people think that [buying insurance is] redundant and not needed. Especially when no claim is made,” Shermin said, raising a common viewpoint that many have about insurance. Yet she argues that insurance saves one unnecessary costs; it is a form of protection.

When asked if pawrents should consider insuring their furbabies, Shermin gave a short yet succinct answer: “Don’t buy when it’s too late; we will end up incurring more costs than expected.”

Do note that while Aon is known for its comprehensive coverages, pre-existing conditions are not covered and such exclusion is typical with health insurance. Click here for more information.

*Bonus Content* 

 If Darbear could speak hooman for 7 days, what would you say to her, or do with her?

We do Animal Communication quite frequently, once every month or every few months. I’m not a gentle mom, so there will probably be nagging and scolding during these sessions.

Actually, for my next session, I will be catching up with darbear who was just sterilized two weeks ago. I want to make sure that she understands why I put her through this pain. For these 7 days, I’ll also be taking leave from work to spend time with her – just to fulfil all of my baby’s requests 😄

#pawjourr #contentcreation #petcreators #petgigs #thewoofagency #freelancer #barbiegirlchallenge 

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Aon’s Happy Tales: Holatruffle

The Heart Gets What It Wants

When Josephine first interacted with Truffle in one of the pet kennels, her heart was drawn to him. Very active and happy, she knew he was the brindle Frenchie boy she wanted. 

“When he was younger, there was a period where he wouldn’t sleep if he wasn’t on my lap.” The hoomom reminsiced and we can see why she has since revolved around Truffle’s happiness every second that she is free from her own duties.  

Coffee dates, swimming, playdates with Truffle’s siblings and friends, and socializing events are just some of the exciting activities Josephine brings Truffle on, fulfilling both their desires for an active lifestyle. 

A Language Only They Know 

Josephine and Truffle communicate via buttons, the ones we have all seen on the Internet before! 

Insistent on playing with his hoomom all the time, Truffle will press “Mommy”, “Play”, and “Now” to get her to play with him whenever she is on her phone.

Or if Josephine gives him a toy to play by himself, he will hammer the “Mommy” button ten times, demanding her immediate attention.

The same thing also happens every morning when Truffle delivers his very own special wake-up call. Pressing “Mommy” followed by “Outside” is his way of getting her out of bed to entertain him. Certainly one smart boy!

The Road To Happiness

Josephine is a firm believer that a well-behaved and trained dog is a happy doggo, which is why she does mental and physical training on Truffle. More than these, she also includes training during his mealtimes.

She fondly shares that one of Truffle’s favorite things to do is to guilt-trip her during her mealtime. He will sit right next to her and drool as he watches his hoomom eat! 

We are not sure how Josephine can endure Truffle’s cuteness. 

Another important factor in her doggo’s happiness is having his needs and wants understood. 

While Josephine is well aware of this, there is also the notorious fact that Frenchies can be a stubborn breed, and Truffle is no exception. Thus, to resolve this, she always observes his body language to learn about his telltale signs. 

Through her continuous efforts, she is able to tell when Truffle is uncomfortable, nervous, bored, or tired. Not only can she tell how he is feeling, but Josephine can also point out what Truffle wants to do, such as when he wants to drink water during walks, potty time, or go home, from this non-verbal way of communication. 

Fascinatingly, this amazing bond between the two of them is not a one-way thing, as Truffle also reads his hoomom’s body language. He knows that Josephine dislikes him for being stubborn and understands her cue. “Just two words are needed from me — ‘UH OH!’… Eventually, he gives in.” Josephine shared with us. 

By taking the time and effort to understand what Truffle wants and needs, Josephine manages his stubborn personality well by making him a happy puppy who occasionally gets his way. 

The Fear that All Moms Share

According to Josephine, this is her take on pet insurance: “Although it might not cover everything, it’s certainly better than having no coverage at all.” 

One experience she recounted was when 5-month-old Truffle swallowed a 10cm beef tendon during a chewing session. Josephine had just looked away for less than ten seconds when the incident happened. Fortunately, he did not have any breathing or choking issues and underwent induced vomiting to remove the tendon, but the incident still severely scared the hoomom. 

On top of that, knowing that French Bulldogs are prone to having a lot of health problems and known for being a “walking vet bill” breed, Josephine naturally fears when Truffle gets sick or uncomfortable. Such cases prompt her to secure pet insurance. 

She explains that it is the same reason people get insurance. Ultimately, it is to protect themselves from exorbitantly high bills by transferring the risk to the insurance company. Paying a smaller monthly premium ensures that they are covered for big, unpredictable bills. 

After conducting extensive research and evaluation, she has settled down on Aon Happy Tails which provides the highest value. 

Do note that while Aon is known for its comprehensive coverages, pre-existing conditions are not covered and such exclusion is typical with health insurance. Click here for more information.

*Bonus Content* 

If Truffle Could Speak Hooman for 7 Days, What Would You Say to Him, or Do With Him?

Sometimes, Truffle gets his body clock confused, which happened a lot during his adolescence period. During times like this, he would press buttons at 430 am and whine non-stop. 

Or, there would be days when he wants to embark on some nighttime adventures, cueing me with his “Play” and “Outside” buttons at 11 pm.

So, I would definitely use this chance to teach him how to read the clock!

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Aon’s Happy Tales: Princess_cookie_monkey

“The Best Thing That Happened to Me”

As the world fell victim to the virus, the COVID-19 pandemic was for many people a fever dream. But if Sheryl was asked whether there was a silver lining, she would name Princess, Cookie, and Monkey in a heartbeat. 

Meeting each one at different phases of the COVID-19 pandemic, fate would have it no other way. 

Princess was adopted from a shelter at the start and became a companion to lean on for comfort and relief. A steady pillar of support that has helped Sheryl get through the toll on her mental health. 

Just as Princess has found her way into Sheryl’s life, so did Sheryl into Cookie’s and Monkey’s. Sheryl rescued Cookie when the latter was sadly kicked on the streets when people were trying to shoo her away and Monkey was to be put down if no one adopted her after some time. 

Their stories were something that significantly impacted Sheryl as a TNR cat rescuer. She could never ignore nor let it continue, and thus, the beginning of a family sticking together till the end of time. 

In Between the Past and the Future  

Being rescues, there are gaps in Princess’s, Cookie’s and Monkey’s backgrounds that Sheryl is not able to fill in. It makes concerns like dormant hereditary diseases much more worrying.

There is also the worry that the three will get into accidents.

According to Sheryl, being blind fuels Monkey’s fearlessness. Like any other young adult cat, Monkey is just as crazy and exhibits her fearlessness enthusiastically. There is a lot of jumping, leaping and chasing but sometimes, she misses and bangs her head. 

As with any other moms, the only thing Sheryl could do is to prepare her kitties for the future.

Princess, Cookie and Monkey had up-to-date vaccinations and annual health checks. Sheryl also makes sure they are leashed and harnessed or secured in the stroller while they are outside. With Cookie and Monkey being active furballs of energy, the balcony is also cat-proofed to prevent any accidents from happening. 

Better Safe Than Sorry

Despite her best attempts to understand and care for her three girls, Sheryl knows that there are some things beyond her abilities. 

For instance, the current DNA test available for cats has a lesser accuracy when examining the potential for health issues based on their guesstimated breed.

With the future being unpredictable, Sheryl doesn’t want to gamble fate. Naturally for her, the next step is to obtain insurance. 

Just as much as she prepares her girls for a variety of potential problems, Sheryl also wants to be fully prepared herself. 

So, when she learnt about AON Happy Tails at the Pet Expo event, Sheryl was undoubtedly relieved. 

It covers hereditary issues which were among her major concerns for her three girls who have unknown medical history. This excitedly makes it a good fit for Princess, Cookie and Monkey. 

The only thing holding Sheryl back is that it wouldn’t cover Monkey’s pre-existing condition. 

Sheryl believes that it is “Better [to be] safe than sorry” when it comes to managing her girls. 

Do note that while Aon is known for its comprehensive coverages, pre-existing conditions are not covered and such exclusion is typical with health insurance. Click here for more information.

*Bonus Content* 

If Your Girls Could Speak Hooman for 7 Days, What Would You Say to Them, or Do With Them?

Actually, we do animal communication!  😆 

All 3 are different because Princess whines as if she is being treated like a peasant. In the meantime, Cookie is overly concerned about me and Monkey just wants more food, treats and playtime. But yeah, they are all my babies.

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Aon’s Happy Tales: Alphaboy_pom

The moment you bring your brand new furkid home is so magical, it can’t be put into words. In those rare moments, as they become important members of your family, you promise to provide the best. 

That was the sentiment of Alphaboy’s pawrents 6 years ago. 6 years later, nothing has changed. They enjoy bringing Alphaboy out all the time, from new pet-friendly cafés to shopping under aircon-blasted areas — it’s the simple things in life. 

The family’s little furby

6 years ago, on the day Alphaboy joined his forever home, he was with his sibling — just the two of them. According to his pawrents, he was sitting quietly, showing no signs of excitement, when he caught the eye of his pawmom. It was love at first sight and the rest was history. 

As a crucial part of the family, Alphaboy’s favorite pastimes have become the family’s bonding activities. They would bring him out for daily walks, to school once a week, and explore new places like pet cafés and mingle with new fur friends every now and then. Besides exploring new places, this calm and gentle boy also enjoys sleeping in — just like most of us!

Can’t stay young and healthy forever

Alphaboy may be young to some, but at the age of 6, signs of aging began to show. Just last year, he started developing black patches on his back, his fur kept falling, and was seen to be more tired than usual. 

Worried, Alphaboy’s pawrents tried various remedies in hopes he’d get better. They changed his diet and shampoo, and also brought him to therapy sessions for 6 months. When Alphaboy failed to show signs of improvement, they knew they had to get professional help immediately. 

After numerous trips to different vets and after many tests, they found out that Alphaboy has hypothyroidism. Thankfully, he doesn’t have to be on medication, and it’s controllable.

Both pawmom and dad decided to cut down on his treats and gave him food based on Traditional Chinese Medicine (TCM) to give him strength and energy. After 6 months on the new routine,  test results showed that he was back to normal and back to his normal self.

However, with his history of slight Hypothyroidism, both pawrent had to remain cautious by monitoring him and returning for tests every 3 months.

“His health is just as important as ours”

Among the many pet insurance providers available in Singapore, pawrents of  Alphaboy decided to go with Aon’s Happy Tails, as they offer a wide coverage of illnesses, treatments, and even post-surgical follow-up during the policy term.

They decided to get him insured not because they’re expecting the worst to happen, but because he deserves it! 

“It’s a kind of assurance that at least we know some burden will be handled by insurance if something bad [does] happen. As age is catching up with Alpha, we just want him to be healthy so he can live as long as possible.”

Do note that while Aon is known for its comprehensive coverages, pre-existing conditions are not covered and such exclusion is typical with health insurance. Click here for more information.

*Bonus Content*

If Alphaboy could speak hooman for 7 days, what would you say to him, or do with him?

“I want to ask him what he likes to do and where to go so we can do it together and make him stay.”

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Aon’s Happy Tales: Little.coco.beans

Every pawrent would know all too well of the love and joy their fur kid brings. Which is why they’d want to provide the best, and only the best, to ensure they lead a healthy and happy life — something Coco Beans’ “hooman slave”, Helen, believes wholeheartedly.

Meet Coco Beans the Toy Poodle

Coco Beans was blessed to have found a forever home with Helen after being rehomed at the age of one. Since then, she has been the little angel of the family, charming everyone with her bright personality.

As an important member of the family, she has been included in their getaway trips, having been to 5 different countries like the Top of Europe in Switzerland where she was able to experience snow for the first time. 

To Helen, Coco Beans always come first, where adventures like this are worth it, no matter the trouble of bringing a pet overseas. 

The Beginning of a Fashionista Lifestyle

Helen thoroughly enjoys spending time with Coco, doing absolutely everything and anything. Their favorite pastime includes, café hopping, car rides, trying out delicious snacks and pet accessories.

“We also like to bring her to the parks. Our favorite parks are Gardens by the Bay and Botanic Gardens because these two parks have a host of eateries nearby for Coco!”

As she gets to try new snacks every now and then, Coco has grown to become a foodie, with a dedicated compartment in the fridge which stores her fresh food and homemade treats — sounds like heaven!

Amidst the adventures, Helen never forgets to capture down the moment! And thanks to Coco’ peaceful temperament, Helen can easily get the perfect shot she needs.

Where Coco Beans shines the most; in front of the camera

Always Staying On The Safe Side

Toy Poodles are prone to health problems like Cataracts, Bladder Stones, Hip Dysplasia, and Thyroid issues — among many others. Coupled with friends whose fur kids contracted cancer and Luxating Patella, Helen was determined to get Coco protected and insured. 

“Singapore is a small country where vet care and pet facilities are easily accessible but they are relatively expensive. So one of our concerns is the cost of vet care especially for long term medical treatment, such as hereditary illnesses or cancer which is quite common nowadays.” She added. 

Coco Beans showing off her newest kicks

“How did you decide on Aon’s Happy Tails?”

When it comes to pet insurance, Helen knows what she wants for Coco; medical and lifetime coverage. Most insurance plans strictly cover accidents and injuries only, which is not enough for Helen. 

Thankfully, Aon’s Happy Tails covers the treatment of any illnesses, injury or accident including post surgical follow-up during the policy term. Aon, known for their comprehensive coverages, also covers specified hereditary, congenital conditions and most importantly, offering lifetime coverage. 

“Do you think pawrents should consider insuring their fur kids?”

“If we humans have insurance coverage for health and accidents, I think pet owners should also consider pet insurance for their fur babies. This will allow us to have a peace of mind and defray the expenses of the medical expenses especially for long term medical conditions.”

*Bonus Content*

If Coco Beans could speak hooman for 7 days, what would you say to her, and do with her?

“If Coco Beans could speak hooman for 7 days, we would tell her that we love her to the moon and back. And would ask her what all her favorite foods and places were. Then, we would bring her to all her favorite places with her favorite food (of course in moderation). If time permits, we would bring her overseas again and spend some happy family time during these 7 days.”

**All information found within this article is subject to the terms and conditions of Aon Happy Tails

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Aon’s Happy Tales: Thepianocats

Healthcare can be tricky, especially when it comes to insurance. After spending hours and hours searching for the best plan out there, you might end up with more questions than before. But there is a reason why we go through this ‘struggle’; all for the sake of our furkid’s health. 

This is especially so for Michelle, pawmom to four domestic shorthairs – Toothless, Milkshake, Cupcake, and Chopin. As a talent developer, harpist, and an avid kayaker, Michelle is all types of busy. However, her passion for nurturing pets has always been her number one priority. 

Brought Together By Fate

Michelle adopted both siblings Toothless and Milkshake together; she chanced upon an adoption notice for Toothless, and Milkshake was just rejected by a potential adopter, hence she took both in. 

During the circuit breaker of 2020, she once again chanced upon another adoption notice by Toa Payoh North Strays for help to rescue an abandoned kitten, and that’s how she met Cupcake. 

Chopin, was part of a litter from a pregnant cat at a car workshop – and that completes the family!

POV: Toothless and Milkshake judging you.

Four’s Never A Crowd

You must be thinking: Wow amazing, four cats in one household? Well, that’s actually not all. Michelle also fosters many cats, even multiple at once. 

Her journey as a fosterer is not an easy one. She has encountered many of them battling certain illnesses such as Urine Tract Infection (UTI), Feline Coronavirus (FIP), Chronic Kidney Disease (CKD), and Hypertrophic Cardiomyopathy (HCM) among senior cats. Unfortunately, all these illnesses are more common than you think, which is a huge concern for Michelle. But thankfully, they’re all covered* under Aon Happy Tails’ Purrfect plan

*Pre-existing conditions are not covered and such exclusion is typical with health insurance. Click here for more information.

Michelle with one of her foster kitty.

Preparing For The “What-Ifs”

With so many fur babies under her care, she would have to spend a hefty amount on treatment if they all fall critically ill at the same time, which is the last thing Michelle wants to worry about. 

That’s when she chanced upon Aon Happy Tails! Upon looking at their coverage and plan, she felt that it was the perfect idea to get insured for peace of mind in the event of an emergency.

“I like Aon Happy Tails. It has a low deductible and covers most of the medical expenses such as vet’s fee, diagnostic tests and medication which can be quite costly.”

Chopin looking as majestic as ever.

*Bonus Content*

If they could speak hooman for 7 days, what would you say to them, or do with them?

“If they could speak hooman for 7 days, I would convince them to go kayaking with me! I’ve seen some pets going paddling with their owners, which I thought was pretty cool and fun.”

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Aon’s Happy Tales: Bailey_japspitz

It goes without saying that a pawrent’s biggest wish is to provide a healthy and comfortable life for their fur kid. It can be difficult at times, but to Joanne, pawmom to her two-years-old Japanese Spitz Bailey, it’s all worth it!

Working as a real estate agent, Joanne’s flexible working schedule allows her to spend more time with her loved ones, especially Bailey.

Forever floofy

Japanese Spitz are known to be energetic fur balls who are faithful, affectionate, and well-behaved — with Bailey checking all the boxes. Bailey can always be seen with a smile on his face. He is super friendly with other dogs and even strangers!

And that’s not all! Bailey is also the master of peace; small baby hoomans could be picking at him, and smaller fur friends could be barking incessantly in his face, and he will remain unfazed, waiting patiently for his hoomans to save him.

Another interesting fact about Bailey is that he treasures cleanliness the most! He does not dirty the house even with the worst tummy aches, “the sweetest boy,” says pawmom Joanne.

“Can we eat now?”

The perfect Spitz

Joanne had been searching for a new dog from Australian and New Zealand breeders for a long time, but it took a pause when her previous dog of 14 years had passed on. 8 years later, with the intention of getting a new fur kid, Joanne was recommended by fellow dog owners to search for breeders under Dogz Online.

One of the breeders reached out, with the intention of rehoming seven-month-old Bailey within New Zealand, and with much assurance and convincing, Bailey eventually became the breeder’s first and only export out of New Zealand!

Bailey came from a niche kennel in South New Zealand that breeds Japanese Spitz to perfection mainly for dog shows. The breeders do it out of passion, with the aim of achieving pristine breed standards — not for mass breeding and sale.

As Bailey has a lower confidence level and a larger build that exceeds maximum entry size, he was put for adoption. But, he still makes a perfect house pet!

Bailey wandering around dreamland.

Preparations for the future

Japanese Spitz are known to be prone to Luxating Patella. However, by choosing to import Bailey from an ethical breeder, it allows Joanne to be at ease knowing Bailey was bred to perfection in terms of looks and health. That’s why it was important to Joanne not to get a new dog from backyard breeders.

“Dogs are paired ethically to avoid health issues inherent to the breed as much as possible,” added Joanne.

That said, the best preparation for the worst is always assurance. As a pawrent to a silky terrier before Bailey, Joanne had to spend a bomb to fly in a specialist that manages canine cataracts. In times of emergencies, she hopes to reduce her worry about medical bills and focus more on Bailey’s recovery.

Joanne was introduced to Aon Happy Tails through a recommendation from other pet owners. With a couple Google searches and reviews, Joanna was enticed by their comprehensive coverage and benefits

“We are on the Furball plan because my take is to either do it or not do it. Once decided and committed to do so, then it is nothing short of the best within the category!”

Bailey looks trendy as ever.

*Bonus Content*

If Bailey could speak hooman for 7 days, what would you say to him, or do with him?

“If Bailey could speak hooman for 7 days… then he better use that 7 days to tell us all his likes and dislikes across all categories that will affect his life!”

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Aon’s Happy Tales: Gimmegizmothecorgi

Life is full of surprises, ups and downs, and in-betweens. But never fear, your doggo companion is here! The growing pains of being a dog owner are so rewarding when seeing your fur kid prancing around with its fellow furiends. That is what Xinyi, pawmom to her Pembroke Welsh Corgi, Gizmo, believes in.

A Corgi’s odyssey

Xinyi first saw Gizmo from an Australian breeder, Nireno Kennels. Due to COVID-19 restrictions last year, she wasn’t able to meet him physically. However, the distance didn’t stop her from finding ‘the one’! 

Named after the 1984 movie Gremlins, Gizmo is just as adorable as his namesake. Attention-seeking by nature, he craves all the scratches and cuddles that he can get, and has grown to love his hoomans much more than his fur friends. “He is living true to his name!”, says Xinyi. 

@gimmegizmothecorgi having the time of his life playing tug of war

Gizmo is a true fighter, and he channels that fighting spirit when it comes to his favorite game, tug of war. He’ll go at it with anyone — even if they’re twice his size!

While he loves to play rough, that doesn’t mean he can’t relax and have a good time. Beyond all that roughhousing, he really enjoys long walks at the park or getting all dirty and muddy at the beach. 

Every week, Xinyi looks forward to planning social events for her rambunctious fur kid. “We try to let him experience new things and activities as much as we can so that we can create many happy memories with him.”

@gimmegizmothecorgi loving his water activities

Pushing through the rainy days

When Gizmo was taken for a DNA test, he was found to be at an increased risk for Intervertebral Disc Disease (IVDD) which is a common health issue amongst Corgis. Other serious health issues include hip dysplasia, epilepsy and degenerative myelopathy.

A pawrent’s biggest fear is to see their fur kid(s) getting sick — and this came true when Gizmo had a health scare last year. He has since made a full recovery but the incident convinced Xinyi to get Gizmo insured due to his hefty hospitalization bills.

“Most comprehensive in terms of his needs”

Xinyi went on a hunt for the best insurance plan out there and found AON Happy Tails, known for their comprehensive insurance policy for pets!

Happy Tails is the only pet insurance company that covers specified hereditary and congenital conditions — “which is helpful for us as Gizmo is at risk of IVDD and prone to congenital conditions like Hip Dysplasia,” said Xinyi.

Additionally, pups between the age of sixteen weeks and four years enjoy a lifetime co-insurance of 20%. This means 80% of the incurred expenses are covered. Enrolling your pups at a young age means they get to enjoy better co-insurance coverage – isn’t that fantastic?

“I think it provides us with a peace of mind, and means that our fur babies get to enjoy their life to the fullest without us having to worry about the ‘what-ifs’,” Xinyi added.

*Bonus Content*

If Gizmo could speak hooman for 7 days, what would you say to him? Or do with him?

“I would love to be able to travel overseas with him, and to let him explore the different sights, attractions, and food other countries have to offer. If he can speak hooman he will definitely be talking non-stop about his favorite country and food, and also making a lot of friends all around the world!”

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Aon’s Happy Tales: The Golden Shayne

Finding your best friend makes the world a brighter place. Especially when he comes in the shape of the cutest Golden Retriever. The epitome of sunshine, the fun-loving star isn’t only a bundle of joy to be around – he’s a star too! Shayne just wrapped up filming a Mediacorp drama, so look out for him gracing your screens soon. 

Photo by @GoldenShayne

Love At First Click 

Livia first saw Shayne online. After doing rounds of extensive research, Livia first laid eyes on her best friend to-be through videos of Shayne playing in his dog pen with all his toys. She knew he was the one when he calmed immediately when a human would pet him. 

“He looked so calm and enjoyed the stroke of human touch. I knew instantly he was the one when I couldn’t stop sharing the videos of Shayne with my loved ones,” exclaimed Livia. 

That was all it took for Shayne to be flown to Singapore to his forever home. 

Photo by @GoldenShayne

A Ray of Sun-‘Shayne’ 

Shayne, a bundle of joy and a whole lot of energy, loves to swim. His pawparents encourage his passion for the waves, bringing him to frequent swimming sessions on the weekends. He also goes for playdates with the dogs next door and visits pet-friendly cafes – Livia wasn’t kidding when she said he was outgoing and energetic! 

Even so, enjoying quiet time as a family is something treasured between this paw family too. 

“My partner and I will usually watch Netflix on the sofa together after a long day of work and Shayne will lean on us as we watch TV,” said Livia. 

“Shayne even watched TC too! Especially when he sees dogs going after a ball or a toy. He will stand right in front of the TV to have a closer look if he needs to ‘inspect’ what’s going on.” 

Photo by @GoldenShayne

Worries, Prevention and Protection 

For a dog like Shayne, one of the biggest fears Livia faces is potential hip problems that would affect his active lifestyle. 

Despite getting good hip scores as a puppy, hip dysplasia is common amongst Golden Retrievers and Livia doesn’t want to leave anything to chance. 

“We took preventative measures to minimize his risk when he was barely five months old. We took him to a vet and did a JPS surgery, an early intervention procedure that significantly reduces the chances of hip problems,” said Livia. 

The medical costs for procedures like hip replacements now are very costly. Livia and her partner decided on getting pet insurance to avoid financial worries becoming a factor in deciding between having treatment – anything that can be done for their furkid in the future was important. 

“It gives us peace of mind when the pet insurance provides a comprehensive cover, which is what HappyTails does. Even for hip dysplasia,” said Livia. 

When Shayne visited the vet a few months ago, his hips were thankfully in good condition and he doesn’t look like he’ll be in any danger anytime soon. This ball of sunshine can play to his heart’s content. 

*Bonus Question*

If Shayne could speak hooman for 7 days. What would you say to her for that week?

“I would want to tell Shayne to trust that we will give him the best life we could give to him! To tell him how much we love him and how much joy and laughter he’s brought into our lives! We are very grateful that he is the one.”

“We want to hear how he feels about us too!” 

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Community Stories

Aon’s Happy Tales: Ronin.the.kitty

Healthcare is confusing. And expensive. And scary. It’s a herculean task to wrap your head around what you need, what you’re insured for, and what to do if an emergency happens. But there’s a reason why we still do it – to avoid having to do them after something unfortunate happens. Insurance is essential for us, but it’s equally crucial for our furkids. Systems and software engineer Yi Ling, a lover of cuddles, takes us through her journey with her pawpal Ronin who isn’t a fan of said cuddling time. “She kicks us away when we cuddle her for too long,” said Yi Ling. “She gets away with it though because she’s so cute.”

Getting Through Together

The pair first met when Yi Ling adopted Ronin in a foster home. The chubby cat had fallen off a moving lorry during a rainy day but thankfully left unscathed. Now, after spending 2 whole years together thanks to the pandemic and working remotely, Yi Ling knows the ins and outs of her furkid’s personality. Her feisty personality, coupled with a weakness for feathers and food are but some of the main traits that stand out.

Yi Ling and her one and only Ronin

Once every morning and evening, Yi Ling feeds Ronin furosemide drops and Vetmedin pills to treat her heart failure. When the medication first started, the brazen cat disliked it so much she went as far as knocking over two full bottles worth of furosemide. “Now, she just drinks it up and even takes the pill herself,” said Yi Ling proudly. 

Even though the vet has advised that Ronin refrain from strenuous activity, nothing can stop her from doing the zoomies at night and going absolutely ham on any bird toy in sight. “When she starts panting, that’s when we know it’s time to stop playing,” said Yi Ling. These days, Ronin has been speeding around less and likes to keep busy while still being on her belly.

Putting The Best Paw Forward

On the 7th of November last year, Yi Ling’s father noticed Ronin coughing badly and whining. When she arrived home to Ronin, the coughing and wheezing had not stopped and Yi Ling quickly rushed her to the Emergency Room. “It was a scary experience, the nurse told me that Ronin wasn’t looking good,” she recalled. “I signed a form consenting to CPR if necessary, and even though it was super expensive, I knew I had to sign it.” 

Thankfully, CPR wasn’t needed. But even then, the bill amounted to close to three grand. Yi Ling laughed it off saying “I’ve never even spent this much on my own bills!” Following the medical scare, Ronin now goes for check-ups and medication that cost about $400 each time. The vet says that pets with cognitive heart failure cannot live long but it’s been 8 months since her diagnosis and Ronin’s condition is improving. 

“We are just hoping that she stays happy and lives as long as possible!” 

Ensuring And Enduring

Even though it seems hard for Ronin to get insured now as she isn’t microchipped if there’s a suitable plan, Yi Ling would get one. “Every paw-rent should get a plan with good coverage.” Not only does pet insurance secure the well-being of your pet if something were to happen, but it also provides peace of mind for owners at a time you already have so much to worry about. 

“Pets can’t speak like humans so I know how aggravating it can get for the owner when they see their pet suffering. At the A&E, there were a few owners bawling and it was so scary,” said Yi Ling. “At these moments, having to worry about money is the last thing you want.” 

*Bonus Question*

Say Ronin could speak hooman for 7 days. What would you say to her for that week?

“Do you like me or my husband more?”

“I would ask her how she really is, how effective the medicine is, and if she was in pain. Would she rather us save her or let her go? I would ask her what’s her favourite food and make her agree to cuddle with me more to exchange for her favourite food haha. Also, whether she likes me or my husband more!”